By selecting Higgins Insurance, you can receive special savings, great coverage and service.

See how affordable it is to start really protecting yourself and your family.

For a no obligation quote. call Higgins Insurance 1-866-273-2911 for a quote on your auto or property and start saving today.

Higgins Insurance is watching out for you and your family day and night.

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I was very concerned when my insurance company notified me by mail that our house insurance payment would increase by more than double the amount and the value house coverage would decrease in value.  We have never filed a claim for damages but were penalized by so many others filing insurance claims.  i was very dishartened.  I immediately began to request quotes from various insurance companies and Higgins Insurance was one of those companies.  I chose Higgins Insurance as one of te options because I met Bob Keys whose passion for excellence i admired and his unselfish committement to CUPE union members.  I was not sorry.  His staff answered the phone, no taped message asking you to press this numbeer or that number for service.

The proffessionalism of Higgins Insurance staff plus the fantastic savings were aalmost too good to be true.

I can't beleive I saved over $1000.00 and they added sewer back-up to my policy.  If you want fairness, direction, honesty and true commitment, call Bob at Higgins Insurance, you will not be sorry.

Mae Smith President CUPE Local 2094

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Higgins Insurance has offered their services to my local for the last 5 years. I have had nothing but positive feedback from my membership about the services provided by them. 

Personally I saved $54 a month on my insurance (2 vehicles and my home) more than $600/yr. for the last 4 years. 

I had one member of my local save over $1200 on home, cottage and vehicle insurance when they used Higgins Insurance. 

I have known Bob Keays for 5 years and have found him to be an honest, hardworking individual who I believe has the best interests of the Labour movement in his heart. 

I would have no hesitation recommending Bob Keays and Higgins Insurance to anybody looking for a great deal on insurance and quality service. 

Paul Johnson

President CUPE Local 486 

City of Saint John Inside Workers Union.

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I met Robert Keays representing Higgins Insurance at numerous labour functions and was always impressed with his commitment to his family and his community.  So when I was looking for a better price for my home and auto insurance I gave him a call.  I got friendly, expert advice, saved around $500.00 on my home and two cars and ended up with even better coverage.  The whole process was fast, efficient and very convenient.  

Jacqui Giffin BSc. MLT

Laboratory Technologist

CUPE 1933

Acute Care Workers

South Shore Nova Scotia  

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I have been a customer of Higgins Insurance since 2005 when they partnered with CUPE. I had a claim in 2006 after hitting a deer and was treated superbly. Their quotes are competitive annually which is why I am still with them.

Local 2330 Nan McFadgen 

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Why Higgins Insurance? 

When you purchase insurance, you are shopping.  When you are shopping, you are looking for bargains.  

What is a bargain?

A bargain is when you are able to purchase quality, satisfaction, good warranty at a good price .After verifying and shopping for many years for a dependable insurance and a good price, I have finally found what I was looking for at Higgins General Insurance. With Robert (Bob) Keays, as our agent, we have everything we are looking for. Excellent service and savings, very competitive ratings, excellent various discounts and most of all, we have our inquiries answered.  No worries, everything is taken care of for you.  

Mr. Keays' primary mission is not to sell you insurance, but to make sure that he is selling you what you need. He has his clients at heart, especially his CUPE client. (Being a retired CUPE member, you can trust me on this one).  I have rarely met someone as passionate about his work as Bob. Through the years, I have come to know him as a friend and not solely as my agent with Higgins General Insurance.  When I speak with him, I call him Bob!! He is very knowledgeable in his field of work.  That is very important for you peace of mind. You can rest at night knowing that someone out there has taken care of all you needs.  Be it residential, automotive, business or personal, he will take care of you or find someone who will. 

He has plenty of little tips and tricks to help you with your insurance needs. I remember being at one of his seminars and he said: "Remember, when you lend your vehicle to someone, you lend your insurance as well". Needless to say, besides my husband and my children, I don't lend my car anymore.  Mr. Keays will always be a "click of the mouse", text or phone call away.  I know that from past experience.  

Sometimes in life, you have a misfortune. When you are not very familiar with insurance policies and all , it can be stressful. You can count on Mr. Keays, he will be there to lead the way. He service is there, anytime of the day, any days of the week. He will always return your call promptly, I can assure you that.  He is super quick with his response, this is very comforting and reassuring.   If there is one thing I would like to leave you with is: Service with Bob Keays, my friends, is priceless.

Retired CUPE Local 1253 member